Request MY FINAL WISHES Guide


This guide is Free to anyone who requests it. 
If you live outside the Twin Ports (Duluth MN/Superior WI) area 
we ask for $1 per guide (two per address only please) to cover shipping. 

Please visit here to pay and use "Shipping My Final Wishes" 
in the description area. You'll see "Click to Pay" and a BUY NOW button. 
Click it to see a PayPal form and complete as shown: 

(Again, if you live in the Twin Ports area
there is no need to pay shipping; simply complete this form). 


Please complete the following form to request your
MY FINAL WISHES Guide:



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Golf Course Directory (for Seniors) Duluth Minnesota

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Senior Golfing in Duluth Minnesota


Enger Park Golf Course
Duluth, MN
(218) 723-3451
Open until 9:00 PM

Miller Creek Disc Golf Course
Duluth, MN

Ridgeview Country Club
Duluth, MN
(218) 728-5128

Proctor Golf Course
Duluth, MN
(218) 624-2255

Northland Country Club
Duluth, MN
(218) 525-1941
Opens at 11:00 AM

Lester Park Golf Course
No reviews · Golf Course
Duluth, MN
(218) 525-0830

Pike Lake Golf Course
Duluth, MN
(218) 729-8160

Far Par Golf Course
Duluth, MN
(218) 724-0909
Quiet · Casual · Good for kids


Not listed? Want to include your address? Let us know in the comments below and give us a few days to update. Also if you have a recommendation about any courses listed, feel free to let us know in the comment section; especially as how the course if set up for seniors. 


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Hospice Directory, Duluth Minnesota

A terminally ill person needs you to just be there before, during and after this life event.

As an illness progresses, a person who is facing a terminal illness may, or may not, want to discuss the pre-planning of their funeral. Every situation is unique. Be understanding. This may be a good time to discuss the ceremony and the religious rites along with music and any readings.

St Mary's Medical Center Hospice

330 E 2nd St
(218) 786-4020

Essentia Health-Solvay Hospice House

801 Baylis St
(218) 529-3400

Kindred at Home- Home Health

925 E Superior St #104
(218) 723-8999

St Luke's Hospice Duluth

220 North 6th Ave E
(218) 249-6100

(Simply request your copy, "My Final Wishes" 
in the comment/question area in the form) 

How to Start the Funeral Arrangements Conversation

The Legacy Conversation: Talking About Funeral Arrangements

Image result for adult children speaking to parents

Is a recent article I read which offers some great ideas about breaking the ice and then guiding the conversation. What’s important is to have the conversation; easier said than done I know, whether it is initiated by the children or the parents.

Of the many less-than-pleasant tasks a caregiver must take on, one is making arrangements for how a loved one will be remembered. Fear is often a motivating factor as only a fourth of Americans pre-plan their funeral, according to the Funeral Memorialization Information Council. It is emotionally challenging to think about end-of-life decisions. Yet by initiating this conversation now, everyone involved will be in a more comfortable position later. Planning at the time of loss can be a difficult experience as emotions run high or arguments and brash decisions may occur. Here's how you can respectfully encourage those you care for to verbalize their desires and plan a personalized, meaningful goodbye.


The great resource I told you about earlier is: http://www.funeralplan.com/ which has recently changed so you probably want to make note of it as: www.beremembered.com as the old address will probably be phased out. As mentioned, they offer a lot of resources to help with this conversation. I really like the Funeral Location Finder but like I said earlier, if you are one of my clients in the Twin Ports Area, we offer a special “consumer protection” service which offers services you’ll want to know about before selecting a funeral home.  

The insurance industry is very highly regulated and has strict policies about “advertising”. If you would like to know more about the companies and products I offer, please contact me by completing this form. (You’ll need to be between the ages of 40 to 85 to be insured but I am glad to answer any question you may have regardless of age; just use the same form and fill in the comments section).

Terry Scott – Consumer Advocate and Licensed Insurance Agent


Others who read this also appreciated: 

PartingWishes.com - Write a will, power of attorney or living will (Click here to get 15% off)

 CLICK ON IMAGE TO WATCH AMAZING AND INSITEFUL VIDEO (BEFORE IT'S TAKEN DOWN).


How to Leave Your Final (Funeral) Wishes (Superior, WI) Free Guide

As an estate planning attorney, I am always addressing the issue of mortality. Let's face it, everyone is going to die, and yet I am amazed at how many people do not leave any type of verbal or written instructions for their loved ones to follow after they're gone. And no, I am not just referring to instructions about what they would want to happen to their property, which should be written down in a last will and testament or a revocable living trust, but what type of funeral arrangements they would want and what should happen to their remains after they're gone.

The above is part of  an interesting article I ran across recently, titled: 

Mother and adult daughter talkingHow to Make Your Funeral Wishes Known to Your Loved Ones, Making a Written Declaration of Your Final Wishes Will Ease Stress and Anxiety. I especially appreciated how easy the writer made things to understand and outlined a few steps and reasons why one would leave behind their final wishes. I’ll share them here and also offer a free guide that I think you’ll find helpful.


Here are just two of the tips (I really suggest that you read more of the article here):

Write down your funeral wishes in a “writing” separate from your will or trust. 
Talk to your loved ones about your funeral wishes.

The article also recommends Parting Wishes. Please see the following details and consider getting more information:

PartingWishes.com - Write a will, power of attorney or living will (Click here to get 15% off)
No lawyer required.  Just answer the simple questions to create your legal documents online.
Make updates at any time free of charge.  Lawyer approved, at one-tenth the cost.
Also offers FREE services to store your digital assets and create your funeral wishes, last messages and online memorials.

Would you like the guide which I offer my clients? It looks like this and it’s yours free by request. Simply CLICK HERE to go to a sign-up form and in the Comments Area:





If you have any comments or questions, please leave them below and we’ll be glad to assist you in any way we can. 

What is Final Expense Insurance (Superior Wisconsin)

What is final expense insurance? 

Per SmartAsset, this is the definition: 
Final expense insurance is designed to cover the bills that your loved ones will face after your death – think medical bills and funeral expenses. Final expense insurance is also known as burial insurance since even bare-bones funerals cost thousands of dollars. 

READ MORE. 

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Old and young people need diapersDo you live in the Twin Ports and would like a quote on Final Expense Insurance from the nation's provider. We understand that families need affordable insurance solutions to fit their budgets, health conditions and lifestyles. If you are between the ages of 40 and 85 and live within 200 miles of Duluth MN/Superior WI please request your FREE no obligation quote today.





FINAL EXPENSE LIFE INSURANCE 
Cash Benefits up to 20K
No Medical Exam
Easy Qualifying

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